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Updated: Friday, October 30, 2020

The Home Improvement Decisions that You will Never Regret
Written By: Lidia Staron

What to AvoidWhile some home remodeling options may look trendy on the surface, they may not be ideal for a long term engagement.nbsp; For instance, one of the trends you would not want to get involved in is specialty finishes on hardware. While most homeowners find specialty finishes on the bathroom or kitchen trendy, their >In most cases, home...


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October Real Estate Roundup
Written By: Realty Times Staff

Freddie Macs results of its Primary Mortgage Market Survey shows that "The record low mortgage rate environment is providing tangible support to the economy at a critical time, as housing continues to propel growth. Strong purchase demand is helping to lift the construction, manufacturing and transportation industries that build new homes and it...


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What’s the Process to Buy a Foreclosure?
Written By: Ashley Sutphin

Some analysts are predicting the number of foreclosures will go up as we near the end of 2020. While the housing market is strong, coronavirus shutdowns have significantly impacted the economy, and unemployment remains high.If youre waiting to see if you can find a deal in the form of a foreclosure, its important to be prepared for the process. ...


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Ask the HOA Expert: Governing Documents, Common Property Signs, Disputed Policy Decisions
Written By: Richard Thompson

Question: Our governing documents contain this provision: "No dwelling shall be used for any purpose other than for a single family residence." A board member has been housing a teenage nephew and his friend. No rent is being charged. Does this constitute something more than a single family residence? The situation is causing problems among the ...


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What to Consider Before Starting a Kitchen Remodel
Written By: Ashley Sutphin

Your kitchen may be the place where your family spends the vast majority of their time. Thats common, and as such, we often want our kitchens to reflect our >With that being said, a kitchen remodel is a huge undertaking, financially, and just in terms of logistics. Rather than jumping in, you need to prepare yourself for what to expect and make ...


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3 Things to Know About Investing In Real Estate During A Pandemic
Written By: Daisy Moss

Covid-19 has ambushed economies all over the world, with leaders and businesses desperately trying to find a healthy balance between protecting people and protecting the economy. So many industries have been left in an unpredictable state, including the real estate market. Lets have a look at 5 important things you should know before taking the ...


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Why Lenders Use Gross Monthly Income vs. Take-Home Pay
Written By: David Reed

It might seem curious to some why mortgage companies use gross monthly income when determining affordability instead of take-home pay. After all, its the take-home pay that consumers use to pay bills including the mortgage but also other monthly expenses as well. Credit card debt and auto loans are paid each month but so are things like mobile p...


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7 Scary Things to Avoid If You’re Trying to Sell Your Home at Halloween
Written By: Jaymi Naciri

It may sound surprising, but doing Halloween dcor right may actually help you sell your home. Doing it wrongwell, were terrified just thinking about it. Heres what not to do when decking out your house for the spooky holiday.Dont overdo the exteriorYour home is strung with witch lights, gravestone markers dot your front yard and Casper the Ghost...


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Why Fall Is the Best Time for Planting
Written By: Brad Miller

Spring is often thought of as the best time for planting, but do you know that plating in fall offers some significant advantages for your garden? In fact, marketing ploys aside, fall is the best time for planting and starting a gardenBelow are some reasons why fall is the best time for planting perennials, trees, and shrubs in your garden:The W...


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The Differences Between Financing New Construction and an Existing Home
Written By: David Reed

Financing for new construction as well as financing an existing home both involve getting a loan with real estate as the collateral. Theyre both the same in that manner but clearly different in others. Lets look at the differences between financing new construction and financing an existing property.When someone decides to buy an existing home a...


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What Are the Differences in Mortgage Pre-Qualification and Pre-Approval?
Written By: Ashley Sutphin

When youre considering buying a home, there are two terms youll hear, both of which are >Understanding these terms is critical because theyre going to help you know what you can afford as you search for a home, and theyre also how youre going to demonstrate youre a serious buyer to a seller.Both are similar in that they are steps along the way t...


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Enforcing "Nuisance" Provisions
Written By: Richard Thompson

"Nuisance" has been defined as "something that causes harm" and "a bit of a bother." Nuisances are a pretty common occurrence in homeowner associations since living in close proximity is bound to create friction from time to time. Most HOA governing documents include language like: "No resident shall engage in offensive activities which are a nu...


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9 Ways Becoming A Homeowner Can Change Your Life
Written By: Jaymi Naciri

Homeownership. It shifts so many things. If youre coming from an apartment, you may experience conveniences like direct-access garages and walls that arent shared for the first time. If youve been renting a home, you will probably feel a new sense of security and peace of mind once the mortgage is in our name. Not to mention the itch to repaint,...


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What is an FHA Loan and Is It Right for You?
Written By: Ashley Sutphin

The Federal Housing Administration insures what are called FHA loans. These mortgage loans provide opportunities for buyers with less-than-perfect credit or limited down payments to purchase homes, but they arent without potential pitfalls.FHA loans are available to borrowers with a credit score of at least 580, and you have to make a minimum 3....


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What Should You Know About Buying Real Estate Overseas?
Written By: Ashley Sutphin

Owning real estate overseas is often a lifelong dream. It can look different for everyone. For example, maybe your goal is to retire in Tuscany, or perhaps you want to buy a second home but keep your primary residence in the U.S. You might want to purchase property now where youll live later, or you could want to move overseas full-time.Regardle...


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ULI & 3 Adaptability-Booster Perspectives
Written By: PJ Wade — Decisions & Communities

As the pandemic evolves, real estate professionals continue to adapt to changeboth for themselves and their clients.Over the past months, I have been struck by repeated situations in the media and on social media that reminded me that professionals in all fields often overlook opportunities to improve adaptability while in the midst of change.Wi...


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5 Tips for Staging Your Home
Written By: Realty Times Staff

If youre in a tough sellers market or just looking to get top dollar for your home, you want to do any little thing you can to make your house stand out in a potential buyers mind. Staging is one of those things that can make the difference between a sold sign and a house that lingers on the market.The National Association of Realtors suggests t...


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Rate Locks: What You Need to Know
Written By: David Reed

If youre a homeowner and thinking of maybe refinancing or youre out shopping for a new home, certainly interest rates are part of the picture. Rates determine your monthly mortgage payment as well as determine affordability. In either case, its important to know that any rate you see advertised on the internet or a rate you get from your loan of...


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Copyright©2020 Realty Times®.All Rights Reserved

Updated: Friday, October 30, 2020

The Home Improvement Decisions...
What to AvoidWhile some home remodeling options may look t...

October Real Estate Roundup...
Freddie Macs results of its Primary Mortgage Market Survey shows th...

Copyright ©2020Realty Times®. All Rights Reserved