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Updated:
Sunday, December 16, 2018
Why Do Lenders Sell Loans?
Written By: David Reed
When you first work with your loan officer very early on in the process, yoursquo;ll soon establish a trusting >Soon thereafter, yoursquo;ll receive payment information indicating where you need to make your payments. And for most funded loans, yoursquo;ll also receive another letter informing you the lender you originally worked with has just s...
Insufficient Living Space - A growing family, for example, would require more living space as the children grow and if one of your kids doesnrsquo;t have a room they can study in, perhaps it is time to upgrade. This would typically arise for a newly married couple around 10-12 years in the future, and this time is enough to ensure that their fi...
These are interesting times for mortgage lenders. While there are large-scale economic and socioeconomic reasons for optimism going forward, there are also some complexities and cautionary notes that need to be taken seriously. Understanding these key trendsmdash;and appreciating the significant issues likely to impact the industry in 2019 and b...
1. Between the studsPut the space between studs to work by tucking open display shelves into walls. They donrsquo;t have to be outdated arched niches. Create clean rectangles or squares. To keep things looking tidy, add doors on the front. Or use piano hinges to mount artwork so it can swing open to reveal hidden storage space. You can even rece...
Staying on trendIf yoursquo;re getting ready to sell your home, or if you simply love to be on the forefront of trends, using the Color of the Year is a great place to start. Of course, you may not want to splash it all over the walls. As ldquo;animating and life-affirmingrdquo; as this yearrsquo;s winning color may be, coral is still a bold cho...
Donrsquo;t try to do everything yourselfThe key to successful hosting is knowing when to say ldquo;when,rdquo; and accepting help when its offered. Remember this when you start to worry about delegating too much: just because yoursquo;re hosting doesnrsquo;t mean you shouldnrsquo;t get to have fun, too. Plus, if you spend the whole time in the k...
6 variables to considerWhen planning your kitchen, you need to be aware of certain factors when it comes to the type of your countertop. To streamline the selection process, Fixr created the below two graphics using 6 key variables. The same 6 variables were considered in both graphics, however, the focus changes depending on the graphic which w...
In 1974 Congress enacted the Real Estate Settlement and Procedures Act, commonly known as RESPA. The provisions of RESPA were intended to protect consumers during the home purchase process. Its two main areas of emphasis were 1 the provision of disclosures regarding settlement closing costs, and 2 the prohibition of kickbacks or referral fees th...
It was exciting to contemplate city life after living in smaller towns. Apparently, everyone else thought so too, because by the time I decided I liked a house, it was gone from the market.Between struggling with a tight real estate market and shopping from across the country, it wasnt easy to find a house. While the city offers the charm of old...
The key to staying efficient and on-task is to set up your own dedicated workspace. If yoursquo;ll be working at home, building a home office helps create an environment of productivity and replicate a traditional office feeling within your own home. Of course, you should consider a few essentials when setting up an office of your own.LightingAc...
Unzipped Glass Zipper Bag, 16.50Is it a plastic bag? No, itrsquo;s a glass piece created to look like a plastic bag. This is just the type of unique, kitschy gift your friend, colleague, or loved one willhellip;well, love.Automatic Pan Stirrer with Timer, 25Letrsquo;s admit it. That constant stirring is the worst part about cooking, are we right...
Getting color ideasModel homes are ra>1 The color is by and large not used large scale, meaning, all the walls of every room wont typically be painted in bold or bright colors;2 The main color scheme generally flows from room to room. The shades and placement of color may be different, but there is a coherent look and feel throughout the home th...
"Pollutants" is a broad term, and can include things like dust mites, pet dander, mold spores and viruses, as well as gaseous pollutants like tobacco smoke and the off-gassing from paints, cleaning products and some building products. They can lead to headaches, dizziness, irritation of eyes, nose and throat, fatigue and more serious illnesses. ...
According to the United Nations, a whirlwind of issues, many of which are likely caused by man, threaten to harm our precious Earth in irreversible ways. From greenhouse gas emissions to air pollution, deforestation, and issues with water and waste, the human impact on our planet has become real. And if we donrsquo;t change, we face both uninten...
In many cases, this cross collateralization may not be something the borrower worries about, as the borrower intends to pay the lender in full. The general plan is for the borrower to refinance the target property at anbsp;point where a new lender does not require cross collateralization, pay off the existing lender, and the existing lender >The...
Jeff LaGrange, Vice President of the RE/MAX Northern Illinois Region, explained that, ldquo;In the Midwest, homes that go under contract in November, December and January usually are offered by highly motivated sellers. In spring and summer, purchasers may pay a premium because they compete with many other buyers. Less competition in winter mean...
Accentuate the PositiveWhen studying a room, the first point your eye catches should be a positive one. For example, a home with a massive fireplace commands the first attention spot. However, poor placement of furniture, too many "comfy" afghans and plenty of books and magazines will distort the simplicity of the rooms greatest asset. Add last ...
Kellie Bradt of RG Realty Group in Coon Rapids, MN has made a generous donation to Brothers Empowered on behalf of her clients, Krystyana and Jeremy Bolz.Michelle Ratajczak of James amp; Less Realty in Virginia Beach, VA has generously donated to the Alzheimerrsquo;s Association of Southeastern Virginia on behalf of her clients Marcia McGrath an...
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