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background-repeat: no-repeat; border: 0px solid #EFEFEF; border-top: 1px solid #EFEFEF; border-bottom: 1px solid #EFEFEF; font-size: inherit; margin: 0; overflow: hidden; padding: 5px 10px; text-overflow: ellipsis; white-space: nowrap; min-width: 155px;}.ui-autocomplete { max-height: 200px; overflow-y: scroll; overflow-x: hidden;}.ui-widget-content { border: 1px solid transparent !important; background: #ffffff !important; font-family: Arial !important; font-size: 15px !important; color:#6d6e71 !important;}</style><table width="723" cellpadding="1" cellspacing="2"><tr><td colspan="2" class="celltext"><table width="100%" style="height:100%;" border="0" align="right" cellpadding="3" cellspacing="0"><tr><td width="50%" valign="top" align="center" class="textHF"></td></tr></table></td></tr><tr><td colspan="2" class="celltext" align="right" height="25" valign="middle"><a onClick="self.status='';return true;" onMouseOver="self.status='Return to the previous page';return true;" onMouseOut="self.status='';return true;" href="javascript:window.history.back()">< Back</a></td></tr><tr><td colspan="2" height="25" class="title">Today's Real Estate News and Advice</td></tr><tr><td colspan="2" class="text"><font size="1">Updated: Saturday, August 24, 2019</font></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1031058%2Dhow%2Dto%2Dcalculate%2Dyour%2Daverage%2Dmoving%2Dcosts">How to Calculate Your Average Moving Costs</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Location ndash; LocalResearch conducted by Zillow states that about 57 of those who sell their house to move are moving locally. And an estimated 86 o... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1031058%2Dhow%2Dto%2Dcalculate%2Dyour%2Daverage%2Dmoving%2Dcosts">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fagentnews%2Fagentadvice%2Fitem%2F1031129%2Ddeveloping%2Dreal%2Destate%2Dby%2Drealizing%2Dhealth%2Dand%2Dwellness">Developing Real Estate by Realizing Health and Wellness</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">A man of resilience, a woman of courage, a real estate developer sees opportunities. He or she seizes the opportunity to personalize the skylinemdash;... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fagentnews%2Fagentadvice%2Fitem%2F1031129%2Ddeveloping%2Dreal%2Destate%2Dby%2Drealizing%2Dhealth%2Dand%2Dwellness">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030364%2Dhow%2Dtechnology%2Dcan%2Dgive%2Dyou%2Dthe%2Dedge%2Din%2Dreal%2Destate%2Dmortgages">How Technology Can Give You the Edge in Real Estate amp; Mortgages</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">However understanding how technology is used for mortgages and real estate on all sides can help individuals to better understand their options better... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030364%2Dhow%2Dtechnology%2Dcan%2Dgive%2Dyou%2Dthe%2Dedge%2Din%2Dreal%2Destate%2Dmortgages">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1031055%2Dstartup%2Drent%2Dthe%2Dbackyard%2Dis%2Dhere%2Dto%2Dmake%2Dyou%2Dsome%2Dmoney%2Dand%2Dsolve%2Dthe%2Daffordability%2Dissue">Startup Rent the Backyard Is Here to Make You Some Money and Solve the Affordability Issue</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Wouldnrsquo;t you love a backyard that actually did something? How about one that can make money for you? Thatrsquo;s the idea behind Rent the Backyar... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1031055%2Dstartup%2Drent%2Dthe%2Dbackyard%2Dis%2Dhere%2Dto%2Dmake%2Dyou%2Dsome%2Dmoney%2Dand%2Dsolve%2Dthe%2Daffordability%2Dissue">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1031054%2Dwhy%2Dthis%2Dmight%2Dbe%2Dthe%2Dtime%2Dto%2Dbuy%2Da%2Dcondo">Why This Might Be the Time to Buy a Condo</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">New guidelines from the Federal Housing Administration FHA means more homebuyers may be eligible for a government-backed mortgage. That could mean a l... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1031054%2Dwhy%2Dthis%2Dmight%2Dbe%2Dthe%2Dtime%2Dto%2Dbuy%2Da%2Dcondo">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fsellersadvice%2Fitem%2F1031053%2Dwhy%2Dyou%2Dshould%2Dreplace%2Dyour%2Droof%2Dbefore%2Dselling%2Dyour%2Dhome">Why You Should Replace Your Roof Before Selling Your Home</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">New roof installation will help with the selling of your home for several reasons. You can increase the asking price, prevent potential buyers from tr... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fsellersadvice%2Fitem%2F1031053%2Dwhy%2Dyou%2Dshould%2Dreplace%2Dyour%2Droof%2Dbefore%2Dselling%2Dyour%2Dhome">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fagentnews%2Fagentadvice%2Fitem%2F1031083%2Dseven%2Dnext%2Dsteps%2Dto%2Dbecoming%2Dfavorably%2Dknown%2Das%2Da%2Dtrusted%2Dnew%2Dhome%2Dadvisor%2Dwith%2Dcredentials%2Dand%2Da%2Dmarketing%2Dplan">Seven Next Steps to Becoming Favorably Known as a Trusted New Home Advisor With Credentials And a Marketing Plan</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Your New Home Co-Broker NHCB designation gives you professional credentials to separate your services from your competition, or can if you take the fo... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fagentnews%2Fagentadvice%2Fitem%2F1031083%2Dseven%2Dnext%2Dsteps%2Dto%2Dbecoming%2Dfavorably%2Dknown%2Das%2Da%2Dtrusted%2Dnew%2Dhome%2Dadvisor%2Dwith%2Dcredentials%2Dand%2Da%2Dmarketing%2Dplan">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1031017%2Dmillennials%2Dcompete%2Dwith%2Dseniors%2Dfor%2Dprime%2Dreal%2Destate">Millennials Compete With Seniors for Prime Real Estate</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">A recent report from Canada Mortgage and Housing Corp. CMHC says that rising homeownership rates among seniors in the Toronto area is making it toughe... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1031017%2Dmillennials%2Dcompete%2Dwith%2Dseniors%2Dfor%2Dprime%2Dreal%2Destate">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1031016%2Dgeneration%2Dx%2Dturns%2D55%2Dhow%2Dare%2Dthey%2Dprepping%2Dfor%2Dretirement">Generation X Turns 55: How Are They Prepping for Retirement?</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">This generation, often typecast as angst-ridden and cynical, is in fact extremely driven and focused on their long-term goals. Theyrsquo;re always pla... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1031016%2Dgeneration%2Dx%2Dturns%2D55%2Dhow%2Dare%2Dthey%2Dprepping%2Dfor%2Dretirement">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fmortgage%2Dadvices%2Fitem%2F1030971%2Dthe%2Dannual%2Dpercentage%2Drate%2Dis%2Dnot%2Das%2Dconfusing%2Das%2Dit%2Dsounds">The Annual Percentage Rate Is Not As Confusing As It Sounds</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">When potential borrowers start making a few phone calls to different mortgage companies to compare rates, itrsquo;s fairly straightforward. The loan o... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fmortgage%2Dadvices%2Fitem%2F1030971%2Dthe%2Dannual%2Dpercentage%2Drate%2Dis%2Dnot%2Das%2Dconfusing%2Das%2Dit%2Dsounds">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030970%2Dwhat%2Ds%2Dmore%2Dimportant%2Da%2Dlarge%2Dfloor%2Dplan%2Dor%2Dthe%2Dright%2Dlayout">Whats More Important: A Large Floor Plan or the Right Layout?</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Yes, Price-per-square-foot is an important factor in determining the value of a home. But itrsquo;s not the only one.nbsp;ldquo;The reason why the pri... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030970%2Dwhat%2Ds%2Dmore%2Dimportant%2Da%2Dlarge%2Dfloor%2Dplan%2Dor%2Dthe%2Dright%2Dlayout">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fsellersadvice%2Fitem%2F1025235%2Dwhy%2Dsome%2Dsellers%2Dare%2Doffering%2Dconcessions%2Dto%2Dpush%2Dsales">Why Some Sellers are Offering Concessions to Push Sales</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Sellers that are trying to compete with higher inventory levels will need to be able to compete with other sellers.One way of doing this is by offerin... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fsellersadvice%2Fitem%2F1025235%2Dwhy%2Dsome%2Dsellers%2Dare%2Doffering%2Dconcessions%2Dto%2Dpush%2Dsales">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1026041%2Dbuying%2Da%2Dnew%2Dhome%2D5%2Dthings%2Dto%2Dconsider%2Dbefore%2Dthe%2Dpurchase">Buying a New Home? 5 Things to Consider Before the Purchase</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">The Type of MortgageA common mortgage lasts for 30 years, but that isnrsquo;t the only option you have. Depending on your budget, you may choose among... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1026041%2Dbuying%2Da%2Dnew%2Dhome%2D5%2Dthings%2Dto%2Dconsider%2Dbefore%2Dthe%2Dpurchase">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1026064%2Dtips%2Don%2Ddesigning%2Dyour%2Down%2Dfloor%2Dplan">Tips on Designing Your Own Floor Plan</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Keep Things EasyWhile simple living is all the rage, you may not be interested in minimalist design. However, it is important for busy adults to desig... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1026064%2Dtips%2Don%2Ddesigning%2Dyour%2Down%2Dfloor%2Dplan">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030846%2Dwhich%2Dtype%2Dof%2Dloan%2Dis%2Dbest%2Dwe%2Dre%2Ddoing%2Dan%2Dapples%2Dto%2Dapples%2Dcomparison">Which Type of Loan Is Best? Were Doing an Apples-To-Apples Comparison.</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">30-year fixed-rate conventionalThis is a 30-year loan with rates that are fixed every month. These loans follow Fannie Mae and Freddie Mac guidelines ... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030846%2Dwhich%2Dtype%2Dof%2Dloan%2Dis%2Dbest%2Dwe%2Dre%2Ddoing%2Dan%2Dapples%2Dto%2Dapples%2Dcomparison">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030847%2Dcomparing%2Dinvesting%2Din%2Dindividual%2Ddeeds%2Dof%2Dtrusts%2Dwith%2Dinvesting%2Din%2Dfunds">Comparing Investing in Individual Deeds of Trusts with Investing in Funds</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">More often than not, individual deeds of trust [DOTs] provide a higher coupon than mortgage pool funds [Funds], but there are some specific downsides ... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030847%2Dcomparing%2Dinvesting%2Din%2Dindividual%2Ddeeds%2Dof%2Dtrusts%2Dwith%2Dinvesting%2Din%2Dfunds">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1030845%2Dfha%2Dcurbs%2Dcash%2Dout%2Drefi%2Dlimits">FHA Curbs Cash-Out Refi Limits</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">ldquo;Refinancing your mortgage to take cash out using your homersquo;s equity may not be as easy to do under new limitations on cash-out refinances >... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1030845%2Dfha%2Dcurbs%2Dcash%2Dout%2Drefi%2Dlimits">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030803%2Dwhy%2Dan%2Dinvestment%2Dproperty%2Dshould%2Dbe%2Dyour%2Dfirst%2Dreal%2Destate%2Dpurchase">Why an Investment Property Should Be Your First Real Estate Purchase</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">1. Rates are crazy low.Lower rates mean more affordable lending, or more for your money if you choose to reach higher.nbsp;2. Because it will apprecia... <a href="../megatemplate/renews_article.asp?Id=3113842&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1030803%2Dwhy%2Dan%2Dinvestment%2Dproperty%2Dshould%2Dbe%2Dyour%2Dfirst%2Dreal%2Destate%2Dpurchase">FULL STORY -></a></td></tr></table></td></tr><tr><td colspan="2" class="text">Copyright &#169;2019 <a href="http://realtytimes.com/rtcpages/contactus4.htm" target="_new">Realty Times</a>￿. All Rights Reserved</td></tr><tr><td height="100%" colspan="2" valign="top" class="celltext"> </td></tr><tr><td colspan="2" class="celltext"><table width="100%" height="100%" border="0" cellpadding="3" cellspacing="0"><tr><td valign="top" align="center" class="textHF"></td></tr></table></td></tr><tr><td height="100%" colspan="2" valign="top" class="celltext" align="center"><a href="http://www.resionline.com" target="_blank"><img src="../megatemplate/images/resilogo.png" border="0"></a></td></tr></table>
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Updated: Saturday, August 24, 2019

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